The main intention of this website is to create awareness of the various health care options available in the city of Chennai. Chennai, called as the health capital of India has the best and modern healthcare facility in the country. The cost of medical treatment in Chennai is often only a fraction of that of western countries.
Healthcare in Chennai: At a fraction of US price
Chennai has the best equipment for diagnostic imaging - be it a 640 slice CT scanner or 3T MRI Machines. Yet, the cost of diagnostic imaging is only a fraction as that of US. The comparison table below shows that the cost of diagnostic imaging is upto 21 times cheaper when compared with New York rates. It is also significantly low when compared with Singapore rates (upto 12 times cheaper). There is no compromise in the reporting quality either since the radiologists in Chennai are well experienced and many have UK or US degrees. Also, there is no waiting period for imaging in Chennai, whereas it may take upto 6 months for imaging in US or Singapore.
How to get reimbursement from health insurance policy
The reimbursement policy varies between different TPAs. The following is the policy followed by mediassist, currently India's largest TPA.
Claim intimation (with particulars relating to policy number, name of the insured person for whom the claim is made, nature of illness/injury and name and address of the attending medical practitioner/hospital/nursing home) should be submitted within 7 (seven) days (varies between TPA) from the date of hospitalisation/injury.
The following documents need to be submitted while claiming a reimbursement:
There is no upper limit on the number of claims that can be raised during the policy period. However, the total cumulative claim amount cannot exceed the sum insured in the policy.
The final claim form along with the hospital receipt, bills, cash memos and the list of documents as listed in the claim form should be submitted to TPA within 30 (thirty) days from the date of discharge from the hospital.
How much health insurance is required? - A Guide
Getting a health insurance is a necessity nowadays. But many are not aware of the terms and conditions of the policies and how much they should insure. This varies from policy to policy. For example, in one of the policy, the room, Boarding and Nursing expenses cannot exceed 1% of the Sum Insured. That means if the insurance cover is for 5 lakh rupees, the insured person can get a room including boarding and nursing expenses capped at Rs. 5000. In some hospitals in Chennai, this will not be sufficient to get a decent single private room. If you still insist on an expensive room, then you will have to pay the balance. For ICU patients, some insurance companies pay 2% of sum assured, which again will be very less when you take a policy for say, 5 lakh rupees. There are many hidden charges when a patient gets admitted in an ICU and it is essential to know these before admitting a patient in a hospital!
How to Prevent Heat Emergencies
Heat emergencies or illnesses are caused by exposure to extreme heat and sun. Heat illnesses can be prevented by being careful in hot, humid weather.
The first step in preventing heat illnesses is thinking ahead.
Standardization of Diagnostic Imaging Tariff
Many scan centers in Chennai have reduced the rates of CT scan and MRI recently.
The approximate rates of few of scans is as follows:
MRI Brain Rs. 4000
MRI Spine Rs. 4000
MRCP/MRI Abdomen Rs. 5000
CT Brain Rs. 2000
CT PNS Rs. 2000
CT Contrast Rs. 1000 extra
Right Diagnosis - The first step in treatment
"Noi nadi noi muthal nadi athu thanikkum Vainadi vaippa cheyal" says Thirukkural. This means "Make a careful diagnosis, discover the true cause of disease, think out the proper remedy, and apply it effectively"
It is good to know about the various diagnostic tools which are available for management of illness.
Some doctors still ask for X-Ray of the sinuses which is a very outdated modality with risk of radiation and very poor sensitivity and specificity. The better diagnostic test for suspected sinusitis is not X-ray but a CT Scan or MRI scan of the sinuses.
Similarly, very often ultrasound is asked for patients with suspected renal stone. However, the sensitivity of Ultrasound as compared to CT scan for detecting stones can be quite low (ranging from 24%–57%), and is especially poor for small stones. Hence CT will be a better modality for suspected stone disease except in those who are pregnant or in small children to avoid the radiation.
When there is a suspicion of uncomplicated urinary infection, the right way to diagnose is through proper medical history taking, urine analysis and a culture, if required.
Whenever a doctor asks for a diagnostic test, always ask whether it is indicated as per protocol, whether there is any risk of radiation and also about the alternate diagnostic tools available with their pros and cons. Getting clarification is patient's right - remember!
Lifting and bending the right way
Many people injure their backs when they lift objects. When you reach your 30's, you are more likely to hurt your back when you bend to lift something up or put it down.
This may be because you have injured the muscles, ligaments, or disks in your spine in the past. Also, as we get older our muscles and ligaments become less flexible. And, the disks that act as cushions between the bones of our spine become more brittle as we age. All of these things make us more prone to having a back injury.
How you can Prevent Injury
Know how much you can safely lift. Think about how much you have lifted in the past and how easy or hard that was. If an object seems too heavy or awkward, get help with it.
If your work requires you to do lifting that may not be safe for your back, talk to your supervisor. Try to determine the most weight you should have to lift. You may need to meet with a physical therapist or occupational therapist to learn how to safely lift this amount of weight.
To help prevent back pain and injury when you bend and lift:
Dear Diabetics - please take care of your foot
Diabetes can damage the nerves and blood vessels in your feet. This damage can cause numbness and reduce feeling in your feet. As a result, your feet may not heal well if they are injured. If you get a blister, you may not notice and it may get worse.
Check your feet every day. Inspect the tops, sides, soles, heels, and between your toes. Look for:
Call your health care provider right way about any foot problems you have.
DO NOT try to treat these problems yourself.
Even small sores or blisters can become big problems if infection develops or they DO NOT heal.
Foot ulcers are a common reason for hospital stays for people with diabetes.
Wash your feet every day with lukewarm water and mild soap. Strong soaps may damage the skin.
Most people with diabetes should have corns or calluses treated by a foot doctor. If your doctor has given you permission to treat corns or calluses on your own:
DO NOT use a heating pad or hot water bottle on your feet. DO NOT walk barefoot, especially on hot pavement or hot, sandy beaches. Remove your shoes and socks during visits to your provider so that they can check your feet.
Shoes and Socks
Wear shoes at all times to protect your feet from injury. Before you put them on, always check the inside of your shoes for stones, nails, or rough areas that may hurt your feet.
Wear shoes that are comfortable and fit well when you buy them. Never buy shoes that are tight, not even it you think they will stretch as you wear them. You may not feel pressure from shoes that DO NOT fit well. Blisters and sores can develop when your foot presses against your shoe.
Ask your provider about special shoes that can give your feet more room. When you get new shoes, break them in slowly. Wear them 1 or 2 hours a day for the first 1 or 2 weeks.
Change your broken-in shoes after 5 hours during the day to change the pressure points on your feet. DO NOT wear flip-flop sandals or stockings with seams. Both can cause pressure points.
To protect your feet, wear clean, dry socks or non-binding panty hose every day. Holes in socks or stockings can put damaging pressure on your toes.
You may want special socks with extra padding. Socks that move moisture away from your feet will keep your feet drier. In cold weather, wear warm socks, and DO NOT stay out in the cold for very long. Wear clean, dry socks to bed if your feet are cold.
When to meet the Doctor
Meet your doctor if you have any of the following changes to any part of your foot:
Using Ginseng? Be Careful!
Asian ginseng is used in China and Korea for health-related purposes for at least 2,000 years. Red ginseng and white ginseng refer to Asian ginseng roots prepared in two different ways. Asian ginseng was used as a tonic that was believed to replenish energy as per Chinese medicine.
Short-term use of Asian ginseng in recommended amounts appears to be safe for most people. However, questions have been raised about its long-term safety, and some experts recommend against its use by infants, children, and women who are pregnant or breastfeeding.
The most common side effects of ginseng are headaches, sleep problems, and digestive problems.
Some evidence suggests that Asian ginseng might affect blood sugar and blood pressure. If you have diabetes or high blood pressure, consult your health care provider before using Asian ginseng.
The risk of interactions between ginseng and medications is believed to be low, but there are uncertainties about whether ginseng might interact with certain medications, such as the anticoagulant (blood thinner) warfarin (Coumadin). If you’re taking medication, consult your health care provider before using Asian ginseng.
How Can Varicose Veins Be Prevented?
Varicose veins are swollen, twisted veins that you can see just under the skin. They usually occur in the legs, but also can form in other parts of the body. Hemorrhoids are a type of varicose vein. Your veins have one-way valves that help keep blood flowing toward your heart. If the valves are weak or damaged, blood can back up and pool in your veins. This causes the veins to swell, which can lead to varicose veins. Varicose veins are very common. You are more at risk if you are older, a female, obese, don't exercise or have a family history. They can also be more common in pregnancy.
You can't prevent varicose veins from forming. However, you can prevent the ones you have from getting worse. You also can take steps to delay other varicose veins from forming.
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